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© Copyright 2006

May, 2006

Now Is the Time: Make 401(k) Advice a Priority
by Michael Scarborough, President & CEO

I thought we got past this. I thought 401(k) participants would have learned their lesson about company stock after the collapses of Enron and WorldCom. I thought employers would have learned that offering a form of advice to their employees via an independent provider would protect them from the scrutiny they would otherwise receive.


Quick On  -  Quick Off
by Ed Morrow, CLU, ChFC, CEP,CFP®, RFC®
Eye-tracking is the latest avenue of marketing research.  Cameras record how consumers examine computer monitors, read print advertising as they flip magazine pages, and how they watch television ads as they get up from the couch to get another beer.  Nowhere is eye-tracking as important as with e-mails and Internet searches – where you have only a fraction of a second to command attention.


Time or Money?
by Michael Beck, Founder The Insurance Coach
Unless you're one of the few people who have all the business they need, then you're always working on bringing in new business. And in order to bring in new business, it almost always requires an investment. Most of us, when we think of investing, think of investing money. The truth is that we have two types of assets to invest in our marketing. It's true that one of the assets is our money, but the other asset we have is our time - and there is a time and place for investing each of these assets.
Suitability Requirements Are In For The Long Run
by Matt Tooher
In response to the NAIC Protection of Seniors in Annuity Transactions model law of 2004, many insurance companies have recently introduced suitability forms that must be completed by the agent prior to delivering their annuity sales presentation. And with all of the negative press hitting trade publications, we as producers must take it upon ourselves to clean up this mess. We need to treat these new regulations as an opportunity, and not as a hindrance. Suitability is now a priority for our industry, and we must embrace it as the opportunity it is.
Are You Being Ripped Off?
Lew Nason
Are you as tired, as I am, of hearing about all the supposed 'fool-proof' life insurance and annuity marketing and sales systems that guarantee they'll generate a flood of high quality prospects overnight? Systems that promise you'll have people beating down your door and begging to buy your products! And, you will make a 'bazillion dollars', while working at home in your 'skivvies'!

Strong Arm Sales Stop Success Cold
by Susan Friedman, CSP
It happens more often than you'd ever guess – in fact, it might be happening at the booth right next to yours. Recent surveys of trade show attendees show that the most dissatisfied attendees are those who purchase something that they really didn't want. Needless to say, these attendees don't have a high opinion of those companies that 'strong-armed' them, and report that they'll be unlikely to do business with them again.


Building A Better YOU & Marketing YOU!
by Stan Hustad
(Fifth in a series of articles on personal growth and performance improvement)
I have been fortunate in my life to find old books that have been life-changing. At the bottom of a barrel of old recycled books I found How To Win Over Worry by John Haggai. Since I was then under-employed and seeking to start my own business, the book caught my attention.
We're All Involved in Selling in One Way or Another
Roy Chitwood
In the past I have written extensively about how the profession of selling is perceived by the general public. Unfortunately, nowadays it has all but taken on the connotation of a four-letter word in our society.
The Ideal Time-Management System
by Bill Bachrach, CSP, Bachrach & Associates, Inc.

Speaking recently to a group of financial advisors, I commented that every one of us could probably list about 18 different people, companies, or issues that each demand at least three hours of our time every day. If you work for a large firm, you probably get information from the insurance department, the home office, and the money managers. You get data about taxes, financial planning, investments, and legal issues. In the legal area alone, there's information about estate planning, different forms of trusts, marital property agreements, living wills, and medical directives. Just trying to keep up with the information that comes across your desk can take a lot of time.

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