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August 2006

The Annuity Investment - What it Is & Doing it Right! Paul M. League, QFP, CFP®

Annuities are long-term investment contracts, issued and backed by insurance companies, designed as either "Fixed" or "Variable" rate, with the
primary goal being savings.


Annuity Producers Compete With Financial Planning Clowns!
PART TWO
by Forrest Wallace Cato, RFC, RFMA, FMM, CPC, CRR
Les Anderson told me, "Some financial planners need a Drill Sergeant to instruct them on what not to do or say so they can avoid making clowns of themselves."


The Answers behind the Answers of Client Investing
by Bob Cobb
All over the country, in virtually every bank investment program there are excellent client profiling forms for gathering vital information, sitting in their original cellophane wrappers, collecting dust. We know that if we gather client profiling information by completing these forms, we will be positioned to have heartier conversations. Yet, few have converted their practice to this more consultative questioning approach.


YOU SHOULD HAVE WRITTEN THIS ARTICLE, NOT ME !!
by David Douglas Ford, CLU, ChFC, MSFS
When you finish reading this humble little piece, you will probably strongly agree with the assertion of my title here. (And to be honest, that will sort of hurt.) But ask yourself, what do any of the attractive and smiling faces on this great website page have that you don't have?

Show Me the Money: Maximizing Tradeshow ROI
by Susan Friedmann
What happens at the tradeshow is obviously import to your success, but equally important is what happens after the show ends. This is where most exhibitors drop the ball. Differentiate your company from its peers and wring the full value from your tradeshow participation. To truly benefit from all the hard work what went into exhibiting, must ensure that appropriate follow-up activities take place.
Help Middle American Families...
And Watch Your Sales Soar!

by Lew Nason
During the past two decades, many of the major companies have been moving to the more affluent markets. They appear to have forgotten whom they served and what made them the company they are today. According to LIMRA this leaves the Middle America marketplace wide open. And, in our opinion provides an exceptional opportunity for the financial advisors who learn how to help Middle American families to find the money.
Limited Benefits
It's Time to Rethink How Health Insurance Is Sold

by Pete Campoli
Forget everything you think you know about selling health insurance. If your clients are accustomed to the rigid pricing structure of most health insurance plans, they'll be pleasantly surprised by the flexible menu of pricing and coverage options available through limited benefits medical insurance.

Making the Best of It
by Wilma G. Anderson

Making a long term care insurance (LTCI) sale under ideal conditions – to health, solvent, motivated buyers age 65 to 75 – is challenging enough. When you’re dealing with an impaired risk – a prospect who wants coverage but can’t stand paying another premium or a cocky small-business owner – the going gets tougher. You’ll need an even stronger set of sales skills and more creativity to clinch the deal.


Building A Better YOU & Marketing YOU!
Stan Hustad
(Eigth in a series of articles on personal growth and performance improvement) Fine – “of superior quality, skill, or appearance … trained to the highest degree of physical efficiency … characterized by refinement, grace or elegance” – fine. As we seek to build a better you in order to better market you and your business, it would be good to hear others say, “He/She’s so fine!”

Prospecting - Building an Advocate Army
by John Boe

To be successful in the sales profession you need assistance from your clients in the form of referrals. Average salespeople do not invest their time nor spend their money developing clients into advocates. An advocate is a person that will go out of their way to recommend you to their friends and associates.

Learn to Keep Yourself Aligned with the Gatekeeper
by Roy Chitwood
In the rush to get past the gatekeeper many salespeople also pass on the inherent opportunities in openly talking with them. So much of today's sales training focuses on getting past the gatekeeper rather than aligning with them.
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